The phrase "crypto lending" is seen as a dirty one now in the post-Celsius world, as a wave of contagion spreading through the industry caused many firms to go under in a very high-profile manner.
Today Dan speaks with Rafael Cosman, the co-founder and CEO of TrustToken, the firm behind the world's fifth biggest stablecoin, TrueUSD, and also the pioneers in uncollaterised lending.
So, is uncollaterised lending really possible, having seen what happened the last few months? Or is the capital inefficiency that overcollaterised lending brings just a necessary evil?
We also discuss the Tether reserves situation and how it compares to USDC and TrueUSD, compare CeFi vs DeFi and much more.
Head over to the article on CoinJournal here.
Watch on YouTube here.
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